Exercise 3

Toefl Review Exercise (Skills 1-13)
1. Pictograms constitute the earliest system of writing.
2. At temperatures approaches absolute zero, substances prosses minimal energy.
3. The Earth’s one-year revolution around the Sun changes how falling sunlight on one hemisphere or the other.
4. Though sporadic interest in regional dialects has existed for centuries, the first large-scale systematic studies did not take place until the nineteenth century.
A 5. The waters of the Chattahoochee River fills Lake Lanier.
A 6. The first set of false teeth similar to those in use today it was made in France in the 1780s.
D 7. The term “Yankee” was originally a nickname for people from New England, but now
anyone from the United States are referred to as a Yankee.
A 8. A network of small arteries, mostly sandwiched between the skin and the underlying
muscles, supply blood to the face and scalp.
C 9. Mesquite is a small tree in the Southwest who can withstand the severest drought.
D 10. At the end of the revolution, most of the army units of the young nation was almost
entirely disbanded, leaving a total national military force of eghty men in 1784. Continue reading




In general, everyone is a consumer (user or purchaser of goods or services), because no one who does not need goods or services in his life. Every person who goes into a shop wanting to buy a given product and best service satisfactory, both with service in terms of product they want, and welcome to the consumers in terms of who comes, whether with hospitality, a smile, as well as in terms of cleanliness of the store or place of business. Continue reading



Human resources (HR) is a person or people who have an ability or skill, which will then be channeled to companies that match their expertise. Human Resources is now experiencing a lot of progress,because now a lot of places that provide courses to train and develop an ability or skill, so it can be accepted in accordance with its job, it is no wonder many people are looking for a course, so that training places were already getting a lot of current. Actually the ability or skill has been learned when we go to school, where wewere trained to become someone who can be called as Human Resources (HR) of high quality in accordance with demand and firm behavior. Continue reading



The Test of English as a Foreign Language (TOEFL) measures the ability of non-native speakers of English to use and understand North American English as it is spoken, written and heard in college and university settings. English. In addition, many government agencies, scholarship programs, and licensing/certification agencies use TOEFL scores to evaluate English proficiency. The TOEFL (Test of English as a Foreign Language) is written, developed and administered by the Educational Testing Service (ETS), a private, non-profit organization based in Princeton, New Jersey. The TOEFL test measures the ability of nonnative speakers of English to use and understand North American English as it is spoken, written and heard in college and university settings. Continue reading

Part Of Banking In Life

Part Of Banking In life

at this time a word of banking or bank just exactly for everyone in the world, because at the present, we already to find many banks in every place. From the book which me read with a tittle “Bank dan Lembaga Keuangan Lain”, author is Peni Sawitri and Eko Hartanto, with publisher from Gunadarma. In accordance with the contitution No. 10, 1998, bank is organization which to gather fund from the society in saving form and to lead to society in the credit form and or others form in the project to increase the level life for many people. At the past time, maybe many people who to believe the function of bank just for saving, that is with to carry their money to the bank, then saving to the bank or with to take the money, But the opinion in this time already difference. Continue reading